The PNA Salary Protection Scheme

Almost everything in your life depends on your income – your family, your home, your regular outgoings.

The PNA Salary Protection Scheme helps you to protect your salary against the impact of illness, providing you with a replacement income of up to 75% of your salary less any other income (e.g. Early Retirement Pension, Temporary Rehabilitation Remuneration, State Illness Benefit) to which you may be entitled should you fall ill and find yourself unable to work as a result.

The Scheme provides you with the security and peace of mind of knowing that you have a level of financial security in place, while you are recovering. This has never been so important with the changes to sick pay arrangements in 2014.

For more information and for a full list of benefits, please click here http://www.cornmarket.ie/product/pna-salary-protection-scheme/pna?utm_source=pnaweb&utm_medium=text&utm_campaign=pnawebtextapril14

Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland . A member of the Irish Life Group Ltd. For more information on the Underwriters of the Scheme please visit Cornmarket.ie

Car Insurance

Both you and your partner can insure your car(s) through Cornmarket at a competitive price and avail of excellent benefits such as:

• Comprehensive driving of other cars
• Full No Claims Bonus Protection
• Step Back No Claims Bonus
• 24-hour Breakdown Rescue, Driveaway Assistance & Windscreen cover.

For more information on this union endorsed car insurance scheme, click here http://www.cornmarket.ie/product/nurses-car-insurance/pna?utm_source=pnaweb&utm_medium=text&utm_campaign=pnawebtextapril14 or call (01) 470 8065.

Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland . A member of the Irish Life Group Ltd. Telephone calls may be recorded for quality control and training purposes. RSA Insurance Ireland Ltd is regulated by the Central Bank of Ireland .

Home Insurance

Like most people, your home is probably your most valuable asset. With Cornmarket's Home Insurance you can rest assured that you are getting a great level of cover at a very competitive price.

As well as a great price, you can also get great benefits such as:

• 24-hour, 365 days-a-year, nationwide emergency HomeRescue Service
• Cover for personal money & credit cards stolen from the home
• New for old protection
• Fire Brigade charges benefit up to €2,000
• Cover for the theft, loss or escape of oil
• Optional Extra: Accidental damage cover for buildings & contents.

For more information on home insurance, click here or call (01) 470 8065.

Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland . A member of the Irish Life Group Ltd. Telephone calls may be recorded for quality control and training purposes.

Additional Voluntary Contributions (AVCs)

The AVC Scheme provides Public Sector employees with a way to make additional contributions towards their retirement benefits while cutting their tax bill now. At retirement you're free, subject to the relevant Revenue rules, to use your AVC Investment Account to buy the retirement benefits you want e.g. to maximise your tax-free lump sum.

AVCs make financial sense if you fall into one or more of the following three categories:

•  You want more financial freedom at retirement

•  You want to retire early

•  You have a shortfall in Superannuation Benefits at retirement.

Cornmarket Group Financial Services Ltd. is the appointed administrator of our Group AVC Scheme. This AVC Scheme has been negotiated on your behalf and has a number of unique and innovative features that sets it apart from a regular off-the-shelf AVC Scheme.

For more information and the benefits of the Scheme, please click here http://www.cornmarket.ie/product/the-nurses-and-other-health-professionals-avc-scheme/pna?utm_source=pnaweb&utm_medium=text&utm_campaign=pnawebtextapril14

Warning: The value of your investment may go down as well as up.

Warning: This product may be affected by changes in currency exchange rates.

Warning: If you invest in this product you may lose some or all of the money you invest.

Warning: If you invest in this product you will not have any access to your money until you receive your Superannuation benefits.

Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland . A member of Irish Life Group Ltd.

FREE Health Insurance Comparison Service

As the cost of private health insurance continues to spiral and now with even more plans on the market to choose from, it is becoming much more difficult to compare and get the best deal.

Cornmarket offers a FREE health insurance comparison service. They are the largest health insurance broker in Ireland and in one short phone call, their team of experts will alleviate the headache of trawling through hundreds of health insurance plans and will be able to do the following:

•  Complete a brief analysis of your requirements to establish exactly what type of cover you need for you/your family

•  Compare all 4 health insurers on the market based on your requirements (Aviva Health, Laya Healthcare, GloHealth and VHI Healthcare)

•  Offer free impartial advice including a full explanation of all product differentials

•  Find the best plan for you at the best possible price.

For more information on health insurance, click here http://www.cornmarket.ie/product/health-insurance/pna?utm_source=pnaweb&utm_medium=text&utm_campaign=pnawebtextapril14 or call (01) 408 6216

Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland . A member of the Irish Life Group Ltd. Telephone calls may be recorded for quality control and training purposes.

Gadget Cover

Cornmarket's Gadget Cover offers you great value cover for your Smartphone, iPhone, iPad or Tablet. Not only will you get a great price, you will also get a great range of cover options which include:

• Speedy replacement of lost or stolen devices

• Continuous cover when you switch mobile phone network

• Up to 2 claims per year

• Accidental & liquid damage cover

• Accessories cover.

For more information on gadget cover, click here http://www.cornmarket.ie/product/gadget-cover/pna?utm_source=pnaweb&utm_medium=text&utm_campaign=pnawebtextapril14

Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland . A member of the Irish Life Group Ltd. Telephone calls may be recorded for quality control and training purposes. Gadget Cover is arranged by Mobilecover Ltd. Mobilecover Ltd is regulated by the Central Bank of Ireland . Gadget Cover is underwritten by Zurich Insurance plc. Zurich Insurance plc is regulated by the Central Bank of Ireland .

Travel Insurance

Cornmarket provide a variety of travel options so you can choose the cover that suits you best:

•  Annual multi trip, single trip or extended stay cover

•  Travel insurance for Individuals, couples or family packages

•  A choice of three different levels of cover - Budget, Premier and Premier Plus; depending on the level of cover you require.

For more information on travel insurance, click here http://www.cornmarket.ie/product/travel-insurance/pna?utm_source=pnaweb&utm_medium=text&utm_campaign=pnawebtextapril14

Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland . A member of the Irish Life Group Ltd. Telephone calls may be recorded for quality control and training purposes. AIG Europe Limited is authorised by the Prudential Regulation Authority of the United Kingdom , and is regulated by the Central Bank of Ireland for conduct of business rules.

Savings and Investments

In today's low interest rate environment, if you want to make the most of your savings you may need to consider options other than the banks and building societies.

The Foursight Savings Plans, administered by Cornmarket, offer a simple and straightforward way for you to enjoy, through a broad range of investments, the potential for returns which may be superior to those available from banks and building society accounts

For more information, please click here http://www.cornmarket.ie/product/savings-and-investments/pna?utm_source=pnaweb&utm_medium=text&utm_campaign=pnawebtextapril14

Warning: The value of your investment may go down as well as up.

Warning: This product may be affected by changes in currency exchange rates.

Warning: If you invest in this product you may lose some or all of the money you invest.

Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland . A member of Irish Life Group Ltd. Zurich Life Assurance plc is regulated by the Central Bank of Ireland .

Financial Planning Service

Cornmarket is delighted to offer its Financial Planning Service on a complimentary basis to PNA members .

The service is designed to ensure that you are financially prepared for the future and help you assess any potential savings which you could start making now.

The service includes a full financial review to help you prioritise the areas of your finances that need attention, build a plan for you going forward and also show you how you can be smarter with your spending .

For more information or to request an appointment, please click here http://www.cornmarket.ie/product/financial-planning-services/pna?utm_source=pnaweb&utm_medium=text&utm_campaign=pnawebtextapril14

Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland . A member of Irish Life Group Ltd.

Retirement Planning Service

In the months leading up to your retirement and at the point of retirement itself there are some very important decisions you must make which will be key to your financial security in retirement.

Cornmarket is delighted to offer its Retirement Planning Service to PNA members, currently on a complimentary basis. Your Retirement Planning consultant will meet with you before, during and after your retirement to discuss your own personal circumstances and you will have the opportunity to get all your retirement questions answered by an expert.

For more information or to request an appointment, please click here http://www.cornmarket.ie/product/retirement-planning-service/pna?utm_source=pnaweb&utm_medium=text&utm_campaign=pnawebtextapril14

Cornmarket Group Financial Services Ltd. is regulated by the Central Bank of Ireland . A member of Irish Life Group Ltd.